EASTERLING v. COLLECTO, INC., d/b/a COLLECTION COMPANY OF AMERICA

This case determined that a debt collector’s inaccurate representation to a debtor that her student loans were “ineligible” for bankruptcy discharge was a false, misleading, or deceptive debt collection practice, in violation of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692, et seq. BACKGROUND In 1987, Plaintiff Berlincia Easterling obtained a student […]