There is a split of authority among the circuits as to whether or not a debtor must articulate a dispute in writing under the validation
A collection letter violated the Fair Debt Collection Practices Act (FDCPA) because it stated that the debtor could only dispute the debt in writing, the
TITLE VIII – DEBT COLLECTION PRACTICES Sec. Short Title Congressional findings and declaration of purpose Definitions Acquisition of location information Communication in connection with debt
This case determined that a debt collector’s inaccurate representation to a debtor that her student loans were “ineligible” for bankruptcy discharge was a false, misleading,
