Earlier this month, New York adopted enhanced consumer debt collection regulations proposed by the New York State Department of Financial Services (NYDFS). The regulations, among other
Is a communication between a debt collector and a credit reporting agency a communication “in connection with the collection of any debt” for purposes of
In the first U.S. case involving alleged FDCPA violations arising from use of modern technology that generated and disclosed an innocuous internal tracking number, which
A U.S. Circuit Court decision this summer took an extraordinary step when it held that filing a proof of claim on time barred debt is
What Debt Collectors Need to Know The Second Circuit’s recent decision in Hooks v. Forman has received quite a bit of attention since it was handed down May
The United States Court of Appeals for the Seventh Circuit (Wisconsin, Illinois, Indiana) has recently ruled that collection or “dunning” letters sent after the expiration of
There is a split of authority among the circuits as to whether or not a debtor must articulate a dispute in writing under the validation
A collection letter violated the Fair Debt Collection Practices Act (FDCPA) because it stated that the debtor could only dispute the debt in writing, the
TITLE VIII – DEBT COLLECTION PRACTICES Sec. Short Title Congressional findings and declaration of purpose Definitions Acquisition of location information Communication in connection with debt
